Business Funding for Business Owners

This page is for business owners looking for business financing. Looking for a personal loan? Request a personal loan here.

Need capital to grow, cover payroll, buy equipment or manage cash flow? Tell us about your business with one short form. A business funding specialist will review your request and contact you to talk through the options our funding partners may offer. Business funding requests typically range from $20,000 to $5,000,000, though not all applicants qualify and not all funders offer every amount.

Types of business funding

• Business term loans: a lump sum repaid with fixed payments, often over 1 to 5 years.
• Revenue-based financing: repayment tied to your business revenue, usually over a shorter term.
• SBA loans: loans partly backed by the U.S. Small Business Administration, with longer terms and more paperwork.
• Equipment financing: funding for vehicles, machinery or equipment, secured by what you buy.
• Business lines of credit: a credit limit you can draw on as needed.

What funders typically look for

Every funder sets its own requirements, but many ask that your business:

• Has been operating for at least 6 months (some programs require a year or more for larger amounts)
• Has around $10,000 or more in average monthly revenue
• Has an owner with a credit score of about 500 or higher
• Has an active U.S. business checking account

If a funder moves forward, it will usually ask for recent business bank statements, a government-issued ID and a voided business check.

How it works

1. Submit your request. Tell us about your business and how much funding you need.
2. Talk with a specialist. A member of our team reviews your request and contacts you.
3. Review your options. If a funding partner can make you an offer, review the rates, fees and repayment terms carefully before you accept. You are under no obligation to accept any offer.

Important information

WeWillFinance.com is not a lender or funder and does not make credit decisions. We share your request with business funding partners who may be able to help. Approval, amounts, rates and terms are set by the funder and are not guaranteed. Business funding is for business purposes only, not personal, family or household use.